While small scale industries any where have the cronic problom of lack of adequato capital and credit f a c i l i t i e s for sustaining t h e i r growth and development, they are also characterized by lack of proper strategies for their survival and v i a b i l i t y. In view of those problems which endures because they are never completely resolved, this study have been carriod out with a view to highlight some of the problems encountered by tho small scale entrepreneurs in Kano State in financing t h e ir small scale industries as well as attempting to suggest some ways in which some of these problems can bo over-corned or at least minimised. Also examined is the extent to which Government policies and incentives have contributed to the v i a b i l i t y of small scale industries in Kano State as well as strategies for their survival or v i a b i l i t y. Wo found that much importance is attached by various governments to the development of small scale industries because of tho significance role they can play in tho economic development of any country in terms of: employment generation, use of local resources, import substitution, development of entrepreneurship, and encouragement to traditional craftsmanship.