THE IMPACT OF THE PRUDENTIAL GUIDELINES IN THE INSURANCE INDUSTRY

    What I intend to achieve as the researcher of this project topic the prudential guidelines on insurance companies will hold for the industry in the nearest future.
    This is to centered on the impact the issued of guidelines by the various regulatory bodies like the insurance Decree of 1996 and 1991 and the establishment of various bodies like the Nigerian insurance stock brokers and others.
    I also want to achieve the performance apprisal of the insurance companies with view of improving revenue profits, identifying the problems faced as a result of this prudential guidelines issued.
    In an effort to access the impacts of the implementation of the prudential guidelines one must first and for most achieve why the guidelines were issued and what they were intended to achieve.
    Hence the need to findings lasting solutions to sanities the insurance industry to bring about a more better future for its existence.

    Chapter one
    Vividly speaking this will base on Introduction, Background of study, statement of problems, objectives of study, significance of the study, scope limitation and delimitation and lastly Definition of terms.
    Chapter two
    This particularly involve the Review of related literature, objectives of insurance regulation, insurance Decree of 1976 and insurance Decree No 58 of 1991.

    Chapter Three
    Under this chapter we have Research designed and methodology, Data source, Data type, Data location and method of investigation applied.

    Chapter Four
    This will basically base on presentation and analysis of data, General review of Nigerian insurance market and claims.

    Chapter Five
    This will contained the following findings, recommendation and conclusion.              





    This project work is aimed at giving an insight of what the prudential guidelines on insurance companies hold for the industry in the nearest future.
    It is centered on the impact of issued guideline by the various regulatory bodies like the insurance.  Decree of 1976 and 1991 and the establishment of the various bodies like the NISB and others.
    It also examine the performance apprisal of the insurance companies with a view of improving revenue profits, identifying the problems faced as a result of this prudential guidelines issued.
    Hence the need to finding lasting solution to sanitize the insurance industry to bring about a more better future for its existence.

TABLE OF CONTENT
CHAPTER ONE
1.0    Introduction                             1
1.1    Background of study                         2
1.2    Statement of problems                     3
1.3    Objective of study                         4
1.4    Significance of the study                     5
1.5    Scope limitation and delimitation                 6
1.6    Research  Hypothesis                        8
1.7    Definition of terms                         9

CHAPTER TWO
2.0    Review of Related Literature                 13
2.1    Objectives of insurance regulations            15
2.2    Insurance Decree of 1976                     17
2.3    Insurance Decree No 58 of 1991                 17
2.4    Insurance Association                         18
2.5    Brief History of Insurable interest                 27
2.6    Claims settlement                         29

CHAPTER THREE
3.0    Research Design And Methodology             52
3.1    Data source                             52

CHAPTER FOUR
4.0    Presentation and analysis of data                 58
4.1    Introduction                             58
4.2    Presentation of Question                     58
4.3    Analysis of Data                             68

CHAPTER FIVE
5.0    Summary of Findings                         76
5.1    Decision of Findings                        78
5.2    Conclusion                             79
5.3    Recommendation                         81

Bibliography/References                          83